Las Vegas Million Dollar Homes for Sale

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Common Questions About Buying Million Dollar Homes in Las Vegas and Henderson, NV

When looking at buying a Las Vegas million dollar home for sale, naturally a lot of questions come to mind. Such questions can include confusion as to what you can actually afford, how to negotiate, what you should offer once you find your dream home and so on. The expert team at King Realty Group can help answer all of your questions and help you through the home buying process to make the experience as smooth as possible. Take a look below at some of the most common questions home buyers have along with answers to help you in your search.

  • 1. How Do I Know How Much I Should Spend on a Home?
  • Answer: Typically you can afford to buy a home that is priced at twice your gross annual income. However, there are even more precise factors that you should take into consideration when answering this vital question:
    • Income
    • The amount of money you are able to put as a down payment
    • Your debts
    • Credit History
    • The type of mortgage you want
    • The current interest rates in the market
  • Lenders take a look at these factors and based on that can give you a better idea of just which Las Vegas mansions for sale you could actually afford.
  • 2. How Much Should I Offer When I Find the Home of My Dreams?
  • Answer: This really depends on the market and how quickly the seller needs to sell. In a normal market if your offer is too low, it would most likely be rejected right away. In a situation where you are in a buyer’s market a below market offer may be accepted or responded to with a counter offer. In a strong seller’s market you are better off offering full price or sometimes even above asking price if you know they are getting other offers as well. However, one of the great benefits about working with King Realty Group is regardless of the market conditions our agents will pull recent comparables known as "comps" before you make your offer. We also take a look at the amount of time the home has been on the market. Based on this information we will advice our clients on how much they should offer so they are neither offering too much or too little.
  • 3. Should I Put More Money Down for a Home if I Can Afford it?
  • Answer: This one really depends on your goals. Putting down as little as possible allows you to take advantage of tax benefits that home owners enjoy since the interest on your mortgage is fully deductable from your yearly taxes. This leaves more cash free should you need to make unexpected improvements to the home. Also, this allows you to have more money available for better investment opportunities that yield an interest higher than what you are paying on your home. If you do not wish to pay mortgage insurance, you should put down at least 20% of the home value. If you have additional questions on the available Las Vegas million dollar homes for sale and the process of home buying, contact King Realty Group today.